get ready for

A lending team that’s focused on you.

At Luminate Bank, we’re redefining the home loan industry by ditching the old bad habits and bringing together a team with decades of experience. Our mission? To align with your vision and help you unlock your full potential through smarter finances.

>> Our Team

We believe lending should be easy to understand and approachable. With transparency and consistency at the heart of everything we do, we’re here to make sure every step is clear and every decision is made in your best interest.


Our goal is to keep you informed, engaged, and confident at every turn—so, let us introduce you to the staff who make it all happen!

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Ken Venick

Senior Mortgage Banker | NMLS# 138175

Ken has expertise in all facets of mortgage banking and credit analysis. He often educates consumers by speaking in front of large groups, as well as providing one on one consultations.


Ken is a 1986 graduate of the University of Maryland College Park. In recognition of his excellent leadership in the association, Ken was awarded the “2010 Professional of The Year” title by the Maryland Association of Mortgage Professionals (MAMP).

 

In addition to MAMP, Ken is a member and serves on many boards of organizations such as: Maryland Coalition for Financial Literacy (Chair of the Executive Committee), Maryland Council on Economic Education (Board of Trustees), Maryland Commission on Financial Education and Capability, Howard County Estate Planning Council, Financial Planners Association, and Maryland Senior Resource Network.


Ken resides in Owings Mills, MD with his wife and two wonderful children.

Now Serving You in 47 States!

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