Your Partner in Project Financing

Empowering Home Improvement Contractors with Flexible Lending Solutions

For CONTRACTORS

Home improvement projects often require more than great craftsmanship; they require smart, accessible financing.


As your lending partner, Luminate helps you offer homeowners flexible funding options that make it easier to say yes to the project. No matter if your clients are renovating, expanding, or upgrading their home, our tailored lending solutions help keep projects moving forward without financial roadblocks.


Why Partner with Luminate?


  • More Projects Approved: Give homeowners access to financing solutions that help them move forward with needed or desired improvements.
  • Flexible Lending Options: HELOCs, renovation loans, and cash-out solutions designed to fit a wide range of project scopes and budgets.
  • Faster Decisions: Streamlined processes that reduce delays and help projects start sooner.
  • Trusted Expertise: A dedicated lending team that understands renovation financing and supports both you and your clients throughout the process.

A Strategic Partnership for GROWING YOUR BUSINESS

When you partner with Luminate, you gain a financing ally that helps remove one of the biggest obstacles to project approval: funding.


We work directly with homeowners to secure financing that aligns with their goals, allowing you to focus on what you do best: delivering high-quality work and exceptional service.


Benefits of Partnering With Us


  • Higher Close Rates: Financing options help turn interested homeowners into committed clients.
  • Simplified Collaboration: Clear communication and a smooth handoff between contractor, homeowner, and lender.
  • Stronger Client Confidence: Homeowners feel reassured knowing they have trusted financing support in place.
  • Business Growth: Fewer stalled projects and more opportunities to expand your pipeline.

Let’s Build BETTER PROJECTS, Together

Partner with Luminate Bank to give your clients financing solutions that support their vision and keep your projects moving forward. Together, we can help homeowners invest confidently in their homes and help you grow your business.


Connect with us today to learn how contractor-friendly financing can elevate your projects and strengthen your client relationships.