Your Partner in Project Financing

Empowering Home Improvement Contractors with Flexible Lending Solutions

For CONTRACTORS

Home improvement projects often require more than great craftsmanship; they require smart, accessible financing.


As your lending partner, Luminate helps you offer homeowners flexible funding options that make it easier to say yes to the project. No matter if your clients are renovating, expanding, or upgrading their home, our tailored lending solutions help keep projects moving forward without financial roadblocks.


Why Partner with Luminate?


  • More Projects Approved: Give homeowners access to financing solutions that help them move forward with needed or desired improvements.
  • Flexible Lending Options: HELOCs, renovation loans, and cash-out solutions designed to fit a wide range of project scopes and budgets.
  • Faster Decisions: Streamlined processes that reduce delays and help projects start sooner.
  • Trusted Expertise: A dedicated lending team that understands renovation financing and supports both you and your clients throughout the process.

A Strategic Partnership for GROWING YOUR BUSINESS

When you partner with Luminate, you gain a financing ally that helps remove one of the biggest obstacles to project approval: funding.


We work directly with homeowners to secure financing that aligns with their goals, allowing you to focus on what you do best: delivering high-quality work and exceptional service.


Benefits of Partnering With Us


  • Higher Close Rates: Financing options help turn interested homeowners into committed clients.
  • Simplified Collaboration: Clear communication and a smooth handoff between contractor, homeowner, and lender.
  • Stronger Client Confidence: Homeowners feel reassured knowing they have trusted financing support in place.
  • Business Growth: Fewer stalled projects and more opportunities to expand your pipeline.

Let’s Build BETTER PROJECTS, Together

Partner with Luminate Bank to give your clients financing solutions that support their vision and keep your projects moving forward. Together, we can help homeowners invest confidently in their homes and help you grow your business.


Connect with us today to learn how contractor-friendly financing can elevate your projects and strengthen your client relationships.

What Our Clients Are Saying

Greg M.

Ken and his team were fantastic to work with. It took us over a year to finally find a house that fit our needs. During this time I had numerous conversions with Ken about different scenarios, types of loans and what my options would be. I was always very happy with the solid advice I received. We settled on a renovation loan which Ken easily navigated us through the process. I highly recommend Ken and his team.

Murray S.

I’ve worked with Ken for 25 years. He has financed my home, my sons , my daughters and lots of friends and family. Also I’m a retired contractor and he did all our customers loans for building remodel work. From to 203 k loans. To regular refinance to all forms of personal construction loans. For me there is only one mortgage broker I trust for myself , family and business. That person is Ken Venick. He’s done literally over 100 transactions. Honest , on time , and competitive. It doesn’t get better than that!!!